Always employment & always money in your pocket, everyday

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Always employment & always money in your pocket, every day

Always employment & always money in your pocket, every day

____________________________________

Jasmin Hajro

Jasmin Hajro

© 2018 Jasmin Hajro

Cover design by

Jasmin Hajro

First english edition 2018

In this book you’ll discover :

The bio of author Jasmin Hajro

&

book Always employment & always money in

your pocket, every day

The bio of author Jasmin Hajro, nice to meet you

Hello dear reader, how are you?

Thank you for buying my book.

.

My name is Jasmin Hajro,

I was born on July 6, 1985 in Bosnia.

As refugees, we came to the Netherlands 21 years ago.

After having completed school & worked at several jobs …

On 17 December 2012, I founded my first company:

investment firm Jasko.

After a successful first year, I unfortunately had to close that company. After a short period of rest, unemployment and temporary work. I started again as an entrepreneur.

On September 1, 2015, I founded establishment Hajro.

( We say establishment instead of company,

because we do a bit more then just sell stuff.

Like providing jobs,

donating to 40 different charities,

and helping people to live richer. )

Since the beginning the core activity is,

selling sets of greeting cards, door to door.

Nowadays the product range has been expanded.

With, among other things, the selling of my 12 books.

The royalties of my books are donated to the charity:

foundation Giveth Life.

From there more than 40 other charities receive donations.

And by buying this book you support more than 40 charities.

Thank you.

My company is now part of Hajro Group,

which consists of 19 different subsidiaries,

that are part of 1 umbrella organization :

Called Energy Now.

For more information about my company

& the foundation,

go to my website: www.hajrobv.nl

Hi dear reader,

how are you?

I am Jasmin Hajro,

and you just have read a few things in my bio

about me.

I am 32 years old and live in Doetinchem,

in the Netherlands. I work as a salesman

on behalf of Hajro.

I sell sets of greeting cards,

gift mugs and booklets.

A part of the proceeds goes to 40 Charities.

You can find everything about establishment Hajro at

www.hajrobv.nl

But it hasn’t been like this always …

It has been completely different…

It was 2015 in the evening around 10 o’clock.

I walked outside,

without money,

with my phone that had no credit on it.

It started raining,

The last thing that I needed was rain …

I did not know where to go …

I could not call anyone.

I had had some friends,

but I hardly had any contact with them.

I went into a playground in

our neighborhood …

I had went there also the previous time.

The previous time,

when I was also kicked out of the house & on the streets at night.

My mother couldn’t endure our home situation anymore,

she demanded that I give her my house key.

I gave her the key and left …

She doesn’t even own our house, but she pays the rent.

There I was,

homeless,

on the street,

in the rain…

It started to get colder.

I have been able to hide in that playground

in some kind of wooden little house.

I was angry,

when I had cooled down,

I started to think more clearly.

And wondering where I should go

and what I should do?

When it became morning & the sun started to shine

I walked to the center of the city.

Everything was still closed, it was too early.

The church was also closed.

I had heard about some kind of shelter

that a friend of mine had talked about.

He has moved to England some years ago.

So I walked towards the Iris shelter for the homeless.

When I arrived there, I told them my story,

and received a cup of coffee with milk in it

(I never drink milk in my coffee)

But they had no room for me!

So the people who’s job is to help people who are homeless,

couldn’t help me.

Fuck the so called help.

I could go to day care,

but that was only during the day.

At night I had to sleep outside, on the streets.

On the way to the daycare,

I thought :

I have to go to Arnhem, to Appco.

To sell,

as an energy consultant

you always have work.

At the daycare

I had to pay for a meal.

But I did not have any money at all.

I could get a meal on credit. (Later I should pay for it)

I had to register with the municipality

for a social welfare.

Just went outside to smoke,

made a little talk with a few homeless people,

who were there too.

Went back in again.

There was a telephone for me,

my sister and her at that time boyfriend called.

They were coming to pick me up …

Finally when we arrived at home, it was time to eat.

I was hungry like a bear.

I was so pissed

that I could not look at my mother.

I looked at the table.

Because I was so angry,

close to hatred …

So angry.

Mama asked if I had learned something?

We talked..

I apologized.

And I went to bed,

exhausted.

I had not slept all night.

Nobody was there for me that night

they were not standing in line

to help me.

Even the people who help homeless people,

whose work it is to help them.

Could not do anything for me.

Well,

the next time someone says to you

that money is not that important.

Then that someone talks out of his ass

and not out of his mind.

And you need to make that very clear to

that person.

If you do not have money you can not buy food and drinks.

If you don’t have money to pay your rent for 3 months,

then you are kicked out on the streets and

you are homeless.

If you don’t have money to buy food and beverages for 2 months?

Then you will die from starvation.

I realized that the house we lived in is not mine.

And neither is the garden.

I almost did not have anything.

Except some clothing,

300 books

and some things.

I hated doing chores

in the garden.

Because it is not my garden.

Also, first I put you on the street

and then you can do chores for me.

You’re completely out of your mind, I thought.

But because I did not bring any money into the house,

or paid for living expenses,

I could help out by

showing some contribution and doing chores.

Was her reasoning.

Before all that,

before my homeless night on the street.

Was a time when I could not find employment,

except production work (which I never could endure for long)

So I started my own business. A investment firm

Called Jasko.

Because I loved investing

and I could do it too.

I already had experience and invested for myself,

when I had a permanent job as a cook

at Palestra / Landal in Doetinchem.

So I reasoned, I could also invest

professionally for other people.

I had no experience with selling

or with selling myself.

I found 5 customers,

my father, my mother, my sister,

my ex-girlfriend and a friend of my mother.

Plus I invested my own money in the portfolio.

I invested mainly in mutual funds,

to reduce the risk.

And we were invested in many different companies

globally. Thru the mutual funds that we had money in.

There was about 1600 euro’s in the portfolio.

It was making very small profits

almost daily. But cents & a whole euro on some days.

I paid the promised 10% return to my clients.

And a bonus return of 2.5%

I donated a modest amount

to a charity,

on behalf of investment firm Jasko.

It was clearly not enough

to make a living.

There should be a 100thousand euro’s in it,

so that I could make tens and hundreds euro’s as profits.

I started buying options.

I had no experience with that.

Lost some money.

Made some profit.

Lost some more money.

My sister moved in with us again,

after her relationship had ended.

That boy had not been good to her,

she returned home with a lot debt.

So there was not enough money coming in at home for

3 people. Mama’s minimum wage

maintained the survival of 3 people.

If there came a bill for the

yearly municipal tax (500 euros per year)

then it could not be paid.

I really believed in my company

and did not want to do anything else.

I had also applied for a patent

for my financial system and

my idea for a investmentfund.

The 2 things that my investment firm was based & founded on.

But I actually had to start looking for other work.

I started with Hajro Klusjes,

to do household chores

or the garden for other people, for a fee.

I started working for an elderly man in our neighborhood

cleaning and vacuuming,

dusting off his house.

Then I also started looking for work

via employment agencies.

Thru their help I started at Rabelink

as a loader / unloader of trucks.

I eventually signed out my company in 2015,

out of the Chamber of Commerce.

I was very sad.

And became a little lifeless.

A kind of social worker wanted me than,

to sign some kind of agreement,

which meant that I would give up control over

my finances and life.

The Bitch

Damned so called help.

I no longer believed in help.

Self help was the best help,

Dad said once.

And it’s the only help there is, I think

My little sister had at that time

already 5 years experience with selling.

(She is only 5 years younger,

no small child or something)

She had started a new business with her

new boyfriend and a colleague from the past.

Called: Your advantage now partnership.