Victorious series
Victorious series
__________________
Jasmin Hajro
Jasmin Hajro
© 2019
All rights reserved
Cover design by Jasmin Hajro
First english edition
Written & Translated by Jasmin Hajro
Hello dear reader,
how are you doing?
I am doing good, and I am very excited
because I have translated all 10
books from my first series.
It has taken me some time to get it done,
because I have a business to run as you probably know, and a lot of greetingcards to sell. Besides that I have also kept writing
and completed my 2nd series (Work to shine series),I have also finished a title of my 3rd series (mama Azema series)
Isn’t that cute? My mama’s name as a series. And I have written 2 titles for my
4th series, the You legenss series.
But by now I have only translated my first series into English, and I am very happy
to give you 10 books in this convenient
bundle.
You receive :
book #1 Build your fortune
book #2 Moneymaker
book #3 Recipe for Happiness
book #4 the lifebuoy for banks ' loyal banking’
book #5 the Ultimate Winning Strategy for entrepreneurs
book #6 Poems, jokes and book
book #7 Victory
book #8 Victory II
book #9 Always work & always money in your pocket, every day
book #10 Things you do not want to know
Have a great time reading…
And share and spread the good word
about my work, if you enjoy it.
Besides an exciting and true story,
my autobiography (book Victory and book Victory II) there are also books
that can help you to change your life.
So I hope that you will do the things
that you learn about
money, finance, perhaps getting a job for life in sales or doing it parttime,
like Jim Rohn says :
‘there is magic in making profits parttime
‘
and about happiness…
So that you end up not just enjoying a
good book,
but that you experience more security,
build a fortune,
have lots of fun watching comedy
and by doing so get stress out of your life,
and ofcourse start living with more
happiness.
I wish for you all the best,
kind regards,
Jasmin hajro
That’s me with the first edition of my very own newspaper, called Your newspaper.
And that’s me with the dutch edition
of this bundle.
Book Build your fortune
In this book you’ll discover & learn:
— There is enough money in the world
— the Pay yourself first rule
— 10% of everything
— the secret of success
— Trend (which is important to you)
— Preparation
— Systematically building it up
— Your result after 10 years
— the 2nd secret of success
Before we begin…
There should be something here
like: If you want to buy financial
products, you should seek an professional.
Someone who works at a bank or whatever.
And the author is not responsible
for your decisions and money.
Which is bullshit.
Because even though it’s a nice way
to prevent yourself from being sued.
It would mean :
That I do not believe in my work,
and in what I write.
So, that’s not gonna be here.
If you want to sue me, go ahead.
But I will give you a guarantee :
If you are not satisfied with my book,
send it back to me.
And I will give you back the money,
that you paid for it.
Guaranteed.
I am primarly a business man,
and I have to do what I say
or write.
Because I have a good reputation
&
want to keep it good.
You should know that I write Nonfiction.
This is a reassurance for you.
Because I earn my money as a
salesperson.
I am not dependant on people buying my books.
And this means, that I don’t have to make up
wonderfull stories & make false promises.
I write from my life & business experience.
Just the facts.
To give you the best experience,
there will be a short bio of me,
so that you get to know me a little better.
Then I will tell you how & why
this book came into existence.
Then you get to read the book.
And after that, you get your surprise,
which I included to overdeliver & delight You.
The bio of author Jasmin Hajro, nice to meet you
Hello dear reader, how are you?
Thank you for buying one of my books.
My name is Jasmin Hajro,
I was born on July 6, 1985 in Bosnia.
As refugees, we came to the Netherlands 21 years ago.
After having completed school & worked at several jobs …
On 17 December 2012, I founded my first company:
investment firm Jasko. After a successful first year,
I unfortunately had to close that company.
After a short period of rest, unemployment and temporary work.
I started again as an entrepreneur.
On September 1, 2015, I founded establishment Hajro.
( We say establishment instead of company,
because we do a bit more then just sell stuff.
Like providing jobs,
donating to 40 different charities,
and helping people to live richer. )
Since the beginning the core activity is,
selling sets of greeting cards,
door to door.
Nowadays the product range has been expanded.
With, among other things, the selling of my 23 books.
The royalties of my books are donated to the charity:
foundation Giveth Life.
From there more than 40 other charities
receive donations.
And by buying this book, so do you.
Thank you.
My company is now part of Hajro Group,
which consists of 19 different subsidiaries,
that are part of 1 umbrella organization.
Called Energy Now (Energie Nu)
For more information about my company
& the foundation, go to www.hajrobv.nl
or at www.hajro-global.webnode.nl
How this book came into existence
In 2007 I started working at a restaurant,
as a dishwasher. I lived with my mother and
had no living expenses. I earned about
1000, – euro per month. So I had enough
money in savings. At my work I learned
to work in the kitchen & worked my way up.
Then I learned that my saving were not
actually growing with the interest,
because inflation was as high as my
interest.
I did a home course called Wiser with money.
Then home course Stock exchanges and
investing.
I read books on finance.
Somewhere I learned that for retirement :
If you live in a foreign country for a
couple of years or are an immigrant
When you retire, you will get a
pension cut.
Because you don’t have a complete
employment history of 47 years.
This meant that my parents were
screwed, when they retire.
( Becaues they are immigrants,
and will only have worked in the Netherlands
for about 20 years. )
How would they survive with a half pension?
When they’re old and can’t work anymore,
and when they should be enjoying life.
Then I decided to become rich.
I had to, so I can give them a decent
pension.
So I went on with educating myself on
finance.
Read more book on finance.
Started investing,
in mutual funds, bonds, stocks.
Made some profit & also lost some money.
No problem, I was lerning.
But I was exhausting myself,
because I also worked fulltime in the
kitchen.
So I started looking for a better way,
that would cost me less time & energy.
And thru thinking about how to do it better.
I came up with a system.
When I started a company to invest
professionally for clients,
I applied for a patent.
To protect my financial system.
( It’s kind out outside the intention of this book. But If you want to know what happened. My company Jasko had 1600, – euro in the portfolio. If I made a 20% return on that, I could pay the promised return
to my clients, which I did, and buy a present for myself.
But it was not enough to make a living.
And then I also had no clue about selling,
which is required to get new clients.
And I had to close the company.
Which hurted, because it was my baby.
But I have the experience.)
Now I have received the patent
for my invention
the financial system.
You can see it at the next page.
Well…
I gave you my bio,
so that you know me a little better.
I have told you how & why
this book came into existence.
And now is the time for you to read
the book.
Remember that I write Doing books,
which means that I describe actions that you
can take and from them get results.
Don’t worry, it doesn’t take a lot of your
time. And I have kept it simple.
The good news
Money keeps flowing into your life.
Money continues to flow.
Money keeps circulating.
Money has done this for hundreds of years.
Money will continue to do this for hundreds of years.
Since you first received pocket money,
since you were paid for your first job.
Since your studentloan money began to come in,
since your job started paying your monthly salary.
Since your business became profitable.
Money kept flowing into your life every month.
Even to people with social wellfare.
Thank God.
Fortunately money keeps coming in regularly.
There is enough money in the world.
Should it be necessary, than more money will be made.
the Pay Yourself First rule
It means that when you receive your money,
you first pay yourself.
For example by saving 10% of it.
To clarify the result,
we will make an example calculation.
For example, you earn 3000 dollars per month.
And you pay yourself first,
in other words: you save 10% of your income.
That is 300, – dollar per month.
A year has 12 months,
So after 1 year you have
(12 x 300) = 3600, – dollar.
After 1 year you have saved a whole month’s salary.
If you save 10% every month,
how much will you have after 10 years?
(3600 x 10) = 36000 dollar.
So after 10 years you’ll have 36000 dollars
or a whole year’s salary in your savingsaccount.
Later on in this book,
you’ll see how to make that money that you save every month.
Grow faster.
10% of everything
It is important that when you first pay yourself,
by saving 10%.
That you save 10% of everything.
Of course 10% of your income.
But also 10% of the tip if you get it,
also 10% of your allowances,
also 10% of your gift money,
also 10% of your 13th month,
also 10% of your bonus,
also 10% of your wage increase,
also 10% of your tax refund,
also 10% of your welcome premium.
From which angle or from whom you receive money,
the first thing you do is pay yourself first.
By saving 10% of it.
the secret of success
The secret of success is Persistence.
If it takes 20 years,
for you to become a millionaire.
If that means that it requires of you
20 years,
of working and saving & investing.
Then you have to Persist 20 years with
working and saving & investing.
And not quitting after 5 years …
PERSIST until you reach your goal.
The 2nd secret of success is:
WHAT YOU DO WITH YOUR TIME
So do not go watch TV for hours,
but start earning money
&
deal with people who earn a lot of money.
So that you learn from them to earn even more money.
That money will start to work hard for you,
according to this system,
that you are learning.
The person who will make you rich,
the one who will build your Fortune,
is YOU.
Therefore, take good care of yourself.
So you can keep on persisting
for a long time,
until you reach your goal.
Trend
Because people live longer nowadays,
they need money for a longer period of time.
Many people build up income for later,
with dividend paying &
interest-bearing investments.
This will increase the value of those kind of investments,
over time.
The part of your money
that you are going to invest,
will grow because of this trend.
Bonds explained
If you buy a bond,
you actually lend money to a company or government.
You get interest for this,
which is paid to you annually.
A bond usually costs around a thousand dollar.
Some bonds have a certain duration,
for example 10 years.
If this bond gives 5% interest,
with a duration time of 10 years.
And you buy this bond.
Then you get the upcoming 10 years,
50 dollar in interest each year.
After that 10 years, you get your deposit,
that thousand dollar back.
Some bonds have no duration in years mentioned.
There is a P mentioned, the abbreviation for Perpetual,
which means eternal.
These perpetual bonds pay interest annually, for eternity.
As long as the organization that issues them still exists.
That can be hundreds of years.
You buy a bond once,
and get 50 dollar in interest each year,
for the next 50 years or longer.
Without having to do anything else for it!
That’s better, is it not?
Preparation
Before you start building your own Fortune,
we must do the preparation first.
The preparation consists of 3 things.
1. Have your will prepared by a notary.
This is not fun, but important.
So that when you’re gone,
there are no ambiguities or misunderstandings.
About what you leave behind and to whom.
2. Make sure you are well insured.
Get the insurances that you need,
and think that you will need.
Such as a term life insurance policy and
a funeral insurance.
So that when you’re gone,
your surviving relatives do not get stuck with those costs.
And still have to arrange things.
But that everything is already well arranged.
Try to get all your insurance policies from 1 or 2 providers, so that you get a discount on your insurance package.
3. Open the following 3 accounts:
1 A savings account,
2 a deposit account,
3 an investment account.
( Note: with deposit account is meant a bankingaccount on which you can fix an savingsamount of money,
for 1 to 20 years.
Which pays you interest annually,
and gives back your savingsamount,
after the duration period ends,
which you pick. If you want your savingsamount back before duration ends,
you get a fine. )
Systematically building it up
You will systematically on these 3 accounts,
build your Own Fortune.
With the amount of your income,
that you save every month.
If you, like in our previous example,
save per month 300 dollar.
Then you divide that 300 dollar,
about your 3 bankingaccounts.
1/3 Saving, so you put 100 dollar in your savings account.
1/3 Deposit, so you put 100 dollar in your deposit account.
1/3 Investing, so you put 100 dollar in your investment account.
Half of your investment account money, you invest in a dividend yielding mutual fund.
And the other half you invest in an interest yielding bonds mutual fund.
For example :
50 dollar in the NN Utilities Fund Dis
50 dollar in the Triodos Sustainable Bond Fund
You can leave it that way, all year round.
Without having to worry about it.
After that year, you will receive interest from your savings account.
And interest from your deposit account.
And dividend & interest from your investment account.
This money works for you now.
That’s how you let it grow.
You also get over the years,
the interest on interest effect.
Which makes it grow faster.
Every month
Next month you pay yourself first,
by saving 10% of your income.
This amount of 300 dollar you divide again over your 3 bankingaccounts.
1/3 Saving, so 100 dollar into your savings account.
1/3 Deposit, so 100 dollar into your deposit account.
1/3 Investing, so 100 dollar into your investment account.
Half of your investment account money,
you invest in a dividend yielding real estate mutual fund.
The other half you invest in an interest yielding bonds mutual fund.
For example :
50 dollar in the BNP High Income Property Fund
50 dollar in the NN Global Bond Fund
In total you have:
200 dollar in your Savings account.
200 dollar in your Deposit account.
200 dollar in your investment account
The money in your investment account is
equally divided over 4 mutual funds.
This means for you,
that you receive annual interest on your savings account.
And that you receive annual interest on your deposit account.
And that your receive annual dividend &
interest on your investment account.
Every year.
The next month you do the same 3 steps again
Step 1: You save 10% of your income.
Step 2: That 10%, in our example that 300 dollar, you divide over your 3 accounts.
A third into your savings account.
A third into your deposit account.
And a third into your investment account.
Step 3: The amount that goes into your investment account,
you divide in two.
One half you invest in a dividend
yielding mutual fund
or
a dividend yielding real estate mutual fund.
The other half you invest in an interest yielding bonds mutual fund.
________________________________________
The next month you do the same 3 steps again.
Then you do the same 3 steps each month.
Why not put everything in your investingaccount?
It is very important that you,
stick to the described dividing.
With this dividing you only risk
a third of your money.
But by having that part that you risk,
spread well.
You reduce the risk.
Mutual funds are already spread in themselves.
A mutual fund is invested in 50, 100 or more companies.
Which reduces your risk dramatically.
The amount with which you pay yourself first every month,
that 10% that you save.
Always divide it into your 3 accounts as below:
1/3 of that 10% in savingsaccount
1/3 of that 10% in depositaccount
1/3 of that 10% in investingaccount
It is wise to also, divide your investments in mutual funds
by category,
as below :
1/3 stocks mutual funds
1/3 bonds mutual funds
1/3 real estate mutual funds
Choose mutual funds that pay you dividends or interest.
It depends
It could be,
that your savings account pays the interest per month.
Or per year.
That differs per bank and savings account.
It could be that your mutual funds
pay out the dividend per quarter.
Or per year.
That differs per mutual fund.
If you open a deposit account at Rabobank,
the so-called Target Savings.
Then you can decide for yourself,
how often you put money into it,
and how much.
That is a very convenient deposit account.
It may be that other banks,
request a minimum deposit for a
deposit account.
For example 500 dollar.
If the bank where you open your deposit account,
requires a minimum deposit.
Then you can save that up monthly,
until you have enough to meet the minimum requirement and put it in a deposit. For several years.
In our example,
you have after 5 months (5 x 100) =
500 dollar,
saved up.
You then meet the minimum requirement for a depositaccount.
And you can put 500 dollar in your depositaccount,
fixed for 10 years or more.
After 1 year
After 1 year you saved in total
3600 dollar.
(12 months x 300 = 3600 dollar)
You have done the 3 steps on a monthly basis.
Now you have:
1/3 of 3600 is 1200 dollar and that is in your savings account.
1/3 of 3600 is 1200 dollar and that is in your deposit account.
1/3 of 3600 is 1200 dollar and that is in your investment account.
You have spread your investments in mutual funds per category,
So :
1/3 of 1200 is 400 dollar and that is in stocks mutual funds.
1/3 of 1200 is 400 dollar euro and that is in bond mutual funds.
1/3 of 1200 is 400 dollar and that is in real estate mutual funds.
You have invested in mutual funds that
pay out dividend and
interest, to you.
So you receive interest and dividend on your investment account.
You will receive interest on your deposit account.
And you also receive interest on your savings account.
Step 4 and 5
Step 4: If you have 1200 dollar in mutual funds, you sell 1100 of it.
In our example, you have invested 1200 dollar every year in mutual funds.
So every year you sell 1100 dollar
from your mutual funds.
So that you have 1100 dollar in cash,
on your investment account.
Step 5: With that 1100 dollar cash on your investment account, you buy 1 individual bond.
A bond that pays a high interest rate to you, and has a long duration time.
Or a perpetual bond that pays a high interest to you.
Note: It is forbidden for you to buy junk bonds!
Corporate and government bonds are allowed.
Na 10 jaar
If you do the described steps,
every month and every year.
The next 10 years.
Then you will have :
1200 x 10 years = 12000 dollar on your savings account.
1200 x 10 years = 12000 dollar on your deposit account.
1200 x 10 years = 12000 dollar on your investing account.
Every time you had 1200 dollar
in mutual funds,
you sold 1100 dollars of it.
And from that cash you bought 1 bond.
So after 10 years you have 10 bonds.
If you have bought perpetual bonds,
that pay 10% interest per year,
You receive (10 x 100) = 1000 dollar in interest annually.
Well then you can buy 2 bonds per year.
From what you save and divide into your investingaccount
& from the interest payout from your bonds.
This will result in increasing your total annual receivable rturns.
Increasingly bigger annual returns for you
In the course of time, your total returns annually,
increase by the interest & dividend that you receive.
This allows you to buy more and more bonds per year.
And thus, your total annual returns
become even bigger.
For example after many years:
You have 10 perpetual bonds that pay 10% interest annually,
you receive 1000 dollar per year in interest.
And you have 100 bonds that have a duration time of 20 years,
which payout 8% interest.
You then receive 8000 dollar per year in interest.
Plus the interest that you receive on your savings account
& plus the interest that you receive on your deposit account.
In total, your annual returns are more than ten thousand dollars.
And with that you can buy more individual bonds,
so that your total annual returns
become even bigger.
In this way,
the system is reinforcing itself,
to yield bigger annual returns for you,
every year,
for the rest of your life.
What now & how do you proceed?
If you understand this book,
and you understand all the steps
that you have to do.
If you are going to do everything yourself,
then that’s fine.
Get started.
Start building your Fortune.
If you think you can use some help,
you can ask that someone.
You can ask your adviser at the bank.
Or you find an independent consultant.
Then you can together
Build your Fortune.
______________
Put this book in a place,
so that you see it every day.
So that it reminds you of your goal:
Building your own Fortune.
And so it reminds you of the steps you have to do every month & every year.
____________________________
Thank you for buying this book
&
good luck with
Building Your Fortune.
P.S. I recommend that you reread this book
every month. To stay focused.
If you like this book and get good value
from it,
please be so kind to recommend it
to the people that you know.
Or sent a copy or 2 as a gift.
So that it helps them to
improve their lives also.
Thank you.
Kind regards,
book Moneymaker
MONEYMAKER
more money & more free time
for YOU
MONEYMAKER
more money & more free time
for YOU
__________________________
Jasmin Hajro
Jasmin Hajro
© 2017 Jasmin Hajro
All rights reserved
Cover design by Jasmin Hajro
First english edition 2018
ISBN :
978-0-244-09938-1
In this book you will discover 17 strategic actions:
the Moneymakers,
that you can implement immediately.
Which help you to earn more money &
have more free time.
Moneymaker 1. How to create multiple incomes.
Moneymaker 2. How to do well, by only doing 2 things
Moneymaker 3. What is your daily reading?
The entrpreneurial bible of course.
Moneymaker 4. How to Build your Fortune, and still have enough time
for yourself, your family and your company.
Moneymaker 5. Orient yourself Globally
Moneymaker 6. How to save time with groceries.
Moneymaker 7. How to get into the Top 20%
Moneymaker 8. You & Direct mail
Moneymaker 9. How to fund yourself & save on your taxes
Moneymaker 10. How to connect your company to your community
Moneymaker 11. Your communication
Moneymaker 12. your blank book, the seminar
Moneymaker 13. how to use Social media correctly
Moneymaker 14. your email on autopilot
Moneymaker 15. How SEO isn’t for you
16. Bonus moneymaker
17. Extra Bonus moneymaker
MONEYMAKER
more money & more free time
for you
From experience and
ready to implement,
without BULLSHIT!
(So without theory
which looks great on paper & that in real life
maybe might work )
Only suitable for Entrepreneurs & self-employed
written by :
Jasmin Hajro, enterepreneur & author of:
Book How to Build up your own Fortuinje with simple steps, first edition.
Book Moneymaker.
Book Recipe for Happiness.
Book the lifebuoy for banks
“loyal banking”
book the Ultimate Winning Strategy
for entrepreneurs.
Book Poems, jokes and book.
Book Victory
Book Establishment Hajro, the conglomerate.
Book Victory II
book Always employment & always money in your pocket, every day.
Book Build your fortune, 3rd edition
Book Things you do not want to know.
Book Overcoming tough times
Book For you
Hi
my name is Jasmin Hajro.
I am the founder of Hajro Group (www.hajrobv.nl)
And the author of 13 books.
I am also the founder of the Giveth Life foundation.
Why is this Moneymaker for you?
Because I wish that when I started as an entrepreneur,
on December 17, 2012. That someone told me these things.
So that I had not wasted so much time,
and left so much money on the table.
This is for you, to save you time and money.
Briefly summarized, this book consists of
17 strategic actions,
with which you gain more profits and
more free time.
Moneymaker 1.
Your company’s daughters.
Give your current company a
number of subsidiaries.
Offer totally different
products & services.
This makes your company look
bigger in the eyes of the people.
And you can generate different income
streams for yourself.
Moneymaker 2.
The two things
on which you Must spend your time on, everyday.
Which 2 are they?
Watch TV and be on Facebook?
Without BULLSHIT, so:
SALES & DIRECT MARKETING
If you sell something (sales),
then profits comes into your business.
If you become good at (direct marketing),
then profits comes into your business.
With marketing you save yourself time while selling.
You do not have to explain who
you are and what your company does.
How many hours per working day do you spend on sales?
How many hours per working day do You spend on Direct Marketing?
WHAT HAPPENS IF YOU ONLY SPEND YOUR TIME ON SALES &
DIRECT MARKETING??
Will you have more profits
and therefore more money?
Sales & marketing are core of every business.
If you set everything aside and
just spend your workingdays on sales & marketing
You’ll do good.
Moneymaker 3.
the bible for entrepreneurs, written by an entrepreneur.
So it’s your daily reading.
No, it’s not about GOD.
It says, written by an entrepreneur …
YOU READ ONLY BOOKS WHICH ARE WRITTEN BY PEOPLE
WHO OWN A COMPANY!!
Do you understand?
This way you prevent feeding your mind with BULLSHIT.
And prevent yourself from modelling BULLSHIT.
So you save yourself time and money.
Ok then, now a bit about that Entrepreneurial Bible.
It is called No Excuses, the Power of self discipline
And is written by Brian Tracy
And yes, he has his own company.
Otherwise his name would not be here.
It comes down to self discipline.
And self discipline makes you feel very good
about yourself.
If you are going to exercise, for example, while most people are
watching TV.
If you to work on a Saturday,
while most people
have weekend.
If you take a step towards achieving your goals on Sunday.
The above 3 examples,
require discipline from you.
But 1, 3, 5 years from now where will you wind up?
And where will most people wind up?
Have you ever worked a day with pain because your teeth were broken?
Have you ever worked with only 2 hours of sleep, the night before?
Have you ever worked without having slept the night before?
It was probably easier to watch TV then …
But then I would be a Bullshitter for you, and not someone who you respect.
Oh yeah, buy the entrepreneurial bible.
NOW.
Moneymaker 4.
Build your Fortune, and still have enough time for yourself, your family and your company.
I’m not going to tell you this is the only way,
nor that it is the best way in the world.
I’m just telling you it’s a way that works,
and with which you put money to work for you.
Because it takes little time, it is ideal.
So you’ll still have plenty of time for yourself.
for your family. And of course enough time
for your company.
( This valuable book is for sale in 190 countries,
on 6 continents, worldwide. Get a copy at Kobo.com,
Amazon.com or at Barnes&Noble )
Moneymaker 5.
Orient yourself globally
Why would you have a region oriented company?
Like there is only a market for you in your city or state?
And like there are no prospects in other cities and states?
Who also spend money.
Think Global
The whole world is full of people who have money and spend money.
So you are going to orient yourself Globally.
Oh yeah, in those other places
they also have email and mailboxes.
So with this we give birth to
(Your Company) GLOBAL
What did Donald Trump say?
If you’re gonna do some thinking. Think BIG
Moneymaker 6.
Save time with groceries.
You know and have been through it:
making a shopping list,
going to the store,
searching for everything on your list and
putting it in your shopping Cart,
standing in line at the cash register,
waiting,
putting everything from the shoppingcart into your car,
driving home,
putting everything in the right spot.
Doing shopping every week.
Is a total of 8 hours that you spend per month.
Recognizable? Of course, everyone does.
How do I say this neatly to you?
You’re wasting your time, einstein.
From now on, you order your groceries.
When the Groceriestruck arrives at your door,
you feel rich and smart.
The 8 hours that you have saved,
you now spend on making profits.
Moneymaker 7.
the Top 20%
Some of them have prchased a set of greeting cards from me.
They live in those big, beautiful houses.
And often they have their own company.
You can read more about them in your entrepreneurial Bible.
Make sure that you get into that top group.
By becoming the best
in what you do.
Moneymaker 8.
You & Direct mail
Do you want to reach everyone?
Everyone has a mailbox.
So become very good at copywriting (selling in writing)
Learn and practice writing good sales letters.
Many people don’t want to receive offers in the mail.
But you also deliver your sales letters to them,
because it is IMPORTANT that they know who you are,
what your company does. And that you REALLY exist.
After you have been sued,
then you can exclude them from your delivery list.
Only then.
Your mail is also Measurable,
you send out 100 letters, 20 people go to your website,
1 buys. That is measurable.
(Or you can have 1 million likes &
1 million engaged on social media.
Which is not measurable and brings you 0 dollar,
so it only costst you time)
Moneymaker 9.
Fund yourself & save money on your taxes
Go to a notary,
and make your company a Private Limited Company.
Then you pay less tax.
And you can sell shares, to fund yourself.
If you already have a Private Limited Company,
also go to the notary
to establish a foundation.
A foundation for your family,
to build a fortune in it.
Without having to pay taxes,
on that fortune.
Your foundation can also contribute to a better world,
in a way that you choose.
Moneymaker 10.
Connect your company to your community
When I buy from company A, I get a product and a receipt.
When I buy f rom companyB, I get the same product and I support 20 charities.
Where would you buy?
Support with 10% of your profits, the local charities and
good causes.
For your PR or for your soul.
(So that the people who work for those charities,
Become your customer.
Or so that your just feel great about yourself.
Or for both)
Moneymaker 11.
Your communication
Stick to mail & email.
Everyone has a letterbox &
almost everyone has an email address
Social media platforms can
lose their popularity.
Like Hyves did.
Give people in your mail and email marketing
a reason to go to your website.
For example by giving away an ebook for free.
Repetition is the name of the game.
So you must Repeat at least every month
your mail & email marketing.
Moneymaker 12.
your blank book, the seminar
Why would you pay 20 dollar for an empty book?
Because you are going to put some great ideas in it.
Do you know that 1 good idea can make you rich?
Buy an empty book. A journal
Then go to Youtube and listen to:
How to use a journal
from Jim Rohn.
To learn how to use your blank book,
and more information about your benefits
from using it.
(Yes, he also has his own company, which still exists after his death)
Moneymaker 13.
how to use Social media correctly
Social media is a waste of time
You can only use it as Leadgenerating Pages.
So on your facebook or linkedin you write :
A brief bio about you, a brief bio about your business,
the what you & your business can do for the visitor/prospect
and
a link to your website.
Just that,
after that you do not have to spend time on your social media
platforms anymore.
Never again.
Find me on LinkedIn, and you see an example
of the text that you will put on your social media.
If you’re smart, you can spend your saved time
meaningfully
on those 2 things that will give you money.
Do you remember which 2???
SALES & MARKETING, Einstein
Moneymaker 14.
Your email on autopilot
If I receive a short email from you every week,
which states: hey, how is it?
How was your week?
Have a nice weekend.
Greetings, You
There is a chance that after a certain period of time,
I will be open to buy something from you.
You know email marketing, look for a provider,
for example Mailchimp, set it up for the whole year.
And keep in touch with your potential customers.
Build stronger relationships &
send them offers.
On autopilot.
Without having to spend time on it.
Moneymaker 15.
SEO is Not for you
Why not?
If your website is: www.yourcompany.com
And someone opens his browser, and types into the
address bar
www.yourcompany.com
Then he comes to your website, right?
If someone goes to google.com and in Google types :
www.yourcompany.com, then he finds in
the search results a link to your website, right?
How did you want to measure SEO?
With a straightedge?
When you become a medium-sized or large company,
with a large budget.
Go big,
with seo and other similar things.
But not now.
And you would spend your time on 2 other things, right?
Sales & marketing, remember?
Are the Moneymakers valuable to you?
Are you going to have more money and more free time?
Are you already implementing????
If you are not serious about doing these things,
how will you make more money &
have more free time?
Bonus Moneymaker 16.
Gratitude.
Be grateful for what you already have.
Thank your customers &
thank the people who do something for you.
Also thank the people
who are always there for you.
Bonus Moneymaker 17.
Write your book or booklet.
And position yourself as an expert.
If you know more about a subject than I do,
then you are an expert to me,
regarding that subject.
So write about what you are good at,
or what you know a lot about.
Describe your experiences as a salesperson,
or as an entrepreneur.
Describe your life lessons.
Then you publish your book,
via barnes&noble press & lulu.com &
createspace.com & kobo.com
Your book will then be available for sale in various
bookstores in several countries.
Including Amazon.com & barnes&noble
Your book becomes a marketing tool for you,
and for your company.
Mention in it or on your book, your web address or
that of your company.
Make yourself a familiar person.
People prefer to buy from a celebrity /
well-known person.
That’s why you see celebrities and wellknown people
in advertisements,
praising products.
If you want to very easily create & publish your first book…
Then put all the texts on your website,
in a pdf.
Write and add some things, like your flyer and blogarticles.
And your first book is ready
to be published.
The advantage of this is that you have copyright
on the texts on your website and your other writings.
And,
you have went through the process of creating &
publishing a book already once.
So you can now more easily create your 2nd book.
Bonus Moneymaker 18.
Become really good at selling.
Read books about selling and
Go out selling door to door.
Become a master.
It does not matter that it takes years,
for you
to becomean expert salesperson or
to achieve mastery at selling.
If you become a 1000 times better at selling.
Then you will also earn a 1000 times better.
( What if you eventually build a team of 1000
salespeople and earn on every sale they make? )
Thank you for reading these Moneymakers.
I know you will benefit from them,
if you implement them.
I wish you a lot more money &
a lot more free time.
God bless you,
Jasmin Hajro
© 2018
P.S. Money is just paper, ink and metals.
P.P.S. Success in business can only be measured with dollars.
Have you sold things and earned 2000 dollar this month,
then you’re having a successful month. And you are successful.
P.P.P.S Hopefully money and success are no longer
mysterious to you.
By buying this book,
you made a donation to
foundation Giveth Life
&
40 other charities.
Thank you.
I wish you a lot moneymaking.
Recommended books to read:
the books of Joe Girard
the books of Brian Tracy
the books of Dan S. Kennedy
all books about sales that
you can find.
The Ultimate Winning Strategy,
for entrepreneurs by Jasmin Hajro
Only taking action will give you :
book Recipe for happiness
Book The Recipe for Happiness
A book has been written about a true story …
About a man who was imprisoned in a
concentration camp at the time of Hitler,
and happy.
So, Happiness has nothing to do with your circumstances.
It has everything to do with,
your choice to be happy,
regardless of circumstances.
Choose to be happy.
Of course there are touhger times in life,
like when someone you love, dies.
That’s part of life.
Those times of grief you just have to go through and process.
Processing is best done by talking about it,
to get it off your chest regularly.
Or by writing about it,
if you write down a situation or your feelings about it,
then it’s on paper,
and it is less in your head.
Writing is a good outlet.
Processing is also done well by: staying busy.
Whether that is in your work or your hobby.
They say: a rolling stone does not collect moss.
So stay busy …
Okay, now you have learned a good lesson about how to better process negative life experiences.
But you’re here for the Recipe for Happiness, right?
Well, the lesson you’ve learned will help
to make the recipe work better for you.
Here it comes then …
You have probably read a local newspaper,
and you regularly check the news.
(the daily news on television)
Have you noticed that about 99% of it is bad news?
Only misery..
If you did not know better,
you would think that the whole world is going to perish.
If it’s a habit for you,
to watch the news every day for half an hour …
Have you ever wondered if it’s healthy for you?
Does it make you happy?
Of course not!
The easiest way to change a habit is by replacing it
with a new habit.
So from today on, instead of watching the worldly news half an hour a day …
Watch COMEDY for half an hour a day.
Mandatory.
Every day.
Well, now at half past eight in the evening it’s not news time, but Comedy time.
If you watch comedy, you relax & you laugh.
Sounds healthier, doesn’t it?
Well, laughing every day is easy to do, right?
And replacing your old bad habit in this way,
with a nice, healthy new habit,
is probably easier than you thought.
Except for the fact that relaxation is good for you,
when you laugh, also your body makes endorphins.
Those are natural happiness substances.
Well, after 21 days of daily watching comedy,
you will have formed a new habit.
So watch Comedy every day.
You can watch a lot of standup comedy on Youtube for free.
Simple?
Sure,
but you have to do it,
every day,
until you don’t have to think about it anymore,
and you start doing it automatically.
Some Happiness Ingredients in a row:
Watch comedy every day, at least one hour.
Eat ice cream, treat someone with an ice cream.
Work out, throw out your frustration by playing tennis or go for a run.
Pee in the yard (and if you get a fine for urinating, laugh your ass off)
Do not worry, life is too short for that (by staying busy, you do not have time to worry)
Hug the people that you love
Go enjoy a cup of coffee or tea
Buy or save a cat or some other pet
When you receive money, immediately save a part of it
Don’t let the media scare you, the world is not getting worse, the world is getting better.
Sex, need I say more
(when you have sex your body also
produces endorphins =
those natural happiness substances)
Maybe the Recipe for Happiness
is different than you had expected…
But that doesn’t matter,
the point is that it works &
that it will help you to live happier.
Do it,
it is easier
then looking with a sour face.
If you liked this book & got some value from it.
Would you then be so kind,
please,
to recommend it
to the people that you know.
So that they too can enjoy it
and live happier.
Thank you very much.
It was my pleasure to write and translate
this book ( my third one ) for you.
I hope it helps you to live happier.
( I know it will, if you do the things it teaches )
And I hope, that we can together make a contribution
to more happiness in the world.
We can.
If you recommend this book and share it.
Then I will promote it.
And together we will make a contribution to
a happier world.
I would appreciate it if you would write a short review.
Thank you for your effort.
Kind regards,
Jasmin Hajro
The lifebuoy for banks:
“loyal banking”
The lifebuoy for banks:
“loyal banking”
_______________________________________________
Jasmin Hajro
Jasmin Hajro
© 2018 Jasmin Hajro
ISBN: 978-0-244-40419-2
Cover design by Jasmin Hajro
First edition 2018
In this short but powerful book you’ll discover :
The bio of enrepreneur & author Jasmin Hajro
&
book The lifebuoy for banks:
“loyal banking”
How to keep your employees, hire more, and save your bank
with world class customer-bankadvisor interaction.
While increasing your differentiation, your sales and profits.
&
A preview
The bio of entrepreneur & author Jasmin Hajro
Hello dear reader, how are you doing?
Thank you for buying one of my books.
My name is Jasmin Hajro, I am the founder of establishment Hajro, Hajro Group & foundation Giveth Life.
And the author of 13 books, which are available (in Dutch & English)
in 190 countries worldwide.
Establishment Hajro specializes in direct selling
sets of birthday greetingcards.
And donates part of it’s proceeds to more than 40 charities
in the Netherlands.
Before becoming an entrepreneur,
I’ve had a successful career as a cook.
After 10 years of reading, studying, taking courses, investing personally & professionally…
I became a selftaught financial improvement specialist &
share my patented financial system
with you, in my #1 book Build Your Fortune.
In my other books I share my knowledge, life experiences
and business strategies,
to help people improve their personal & professional life.
The royalties of my books go to charity,
namely Foundation Giveth Life.
For more information visit: www.hajrobv.nl
To give You a incomparable reading experience…
I’ve created a bundle called: the Greatest, biggest & most spectacular book in the world.
Which gives you a varied summer or winter read, including 11 books (the Victorious series),
makes you a donator to more than 40 charities
(that’s where my royalties go to),
includes a mystery book &
a free membership to the Victorious Club,
as a member you receive exclusive gifts sent to you
anyhere in the worls,
for Free.
The lifebuoy for banks:” loyal banking”
You know the news reports about the disappearance
of jobs at the banks
through technology.
If it’s hundreds of lost jobs within 2 years,
how many lost jobs will it be within 10 years?
And will there be 50 years from now,
except for an ICT department that keeps an eye on
whether the computers and machines do their job well,
still bank advisors with whom we have human contact?
There are 2 negative developments in the banking industry:
1. Job loss through technology (internet banking)
2. Savings interest rates are reduced if the banks profits decline.
So set your convention aside
(it takes time and money to develop a program for expansion and job retention)
Because …
Will there be 50 years from now,
except for an ICT department that keeps an eye on
whether the computers and machines do their job well
at your bank,
still bank advisors with whom your customers have human contact?
The solution:” loyal banking”
Why should you do loyal banking?
For those with managerial functions, the answer is:
for more profit.
For the employees the answer is:
to be able to continue working at the bank until retirement.
Why will Loyal Banking become a success?
Everyone wants to be rich
Personal contact is irreplaceable
(bank advisor-customer contact)
3. What makes your work fun,
except earning money,
is the contact with people.
Example calculation:
1 hour” extra work” per month x 1000 customers = 1000 extra working hours per month for the bank.
1 hour” extra work” per month x 2500 inhabitants = 2500 extra working hours per month for the bank.
(Residents are people who live in the place where the bank is located)
2500 hours: 160 hours (full-time) = 16.25 fulltime jobs saved or created.
1 hour” extra work” x 5000 customers = 5000 extra working hours per month for the bank
those 5000 hours: 160 hours (full-time) = 32.5 full-time jobs
32.5 full-time jobs x 100 bank branches = 3250 full-time jobs
So with 1 hour of extra work,
with 1 hour of loyal banking per month,
for 5000 customers,
in 100 bank branches …
You keep 3250 full-timers.
Or you create 3250 full-time jobs, so 3250 new full-time jobs.
If you had to delete 2000 jobs in the next 2 years …
Now with Loyal banking you can keep those 2000 people,
Plus
employ another 1250 new people.
How do you get to those “extra work hours”? ?
By ‘Loyal banking’ for 1 hour per customer per month
you come to those extra working hours
and the realization of the preceding example calculation.
With this the 2 negative developments in the banking system,
are transformed into a process of expansion.
In your own distinctive way you can design this ‘process’ …
This process, the” loyal banking” means:
1 hour per month per customer, 20 to 30 years of interaction,
in which the book, the system and the described steps,
are learned and done together, with the bankadvisor and customer.
Since in that 20 to 30 years the needs of the customer will change,
you can make a longer than 30 year process out of it.
Paint the picture (for the customer):
If you save 10% of your income, every month, how much do you have after 10 years?
A full year salary. (That will be a nice year)
Rule of paying yourself first,
living of 90% of the income becomes habitual.
More peace of mind and a better life.
There is almost no job security,
but there is something better after a certain period of time
(20 to 30 years),
carefree living,
regardless of the labor market.
Because you’ve Built Your Fortune.
The content of the program:” loyal banking”
In the vernacular: your own fortune
Reads:
— Income: even someone with unemployment benefits can start saving 5 dollars per week.
— Ideas to increase income: for example doing chores or starting a webshop etc
With some help,
even someone with unemployment benefits
can start his own business.
— Systematically building it up,
for example, save 50 dollars every month in a savingsaccount
put 50 dollars in a fixed savingsaccount every month
invest 50 dollars every month
put 50 dollars in your pensionaccount each month
— Insurance package:
put all the different insurancepolicies a customer needs
in a package, at a cheaper rate.
— Customer-specific Financial Plan: made by customer and bank advisor together.
— Notebook: because the bank advisor has a golden tip every month
for the customer to write down in the booklet.
— Savings: save 10% of giftmoney, wageincrease, taxrefunds
etcetera.
CheckUp: sit at the table every month or every quarter with the bank advisor
to view and discuss whether everything goes according to Plan.
If necessary, make changes or improvements &
reward the customer for progress.
Through the CheckUp, the bank advisor is also an accountability partner for the customer,
and increases the chance of achieving his financial goals.
Rewarding progress: Yearly one
certificate for the participating customer.
Quarterly: a report
of the past quarter +
a customer-specific present.
Monthly: one
stamp on customers stamp card,
after 1 year and a full stamp card
the customer has won a prize.
Making a will: not fun, but important
(This offers the bank the possibility to work together with a notary’s office,
which entails cross-promotion and more such benefits.)
— In the case of a Very Old customer:
make it clear that this is the most valuable gift,
what they can give their children / grandchildren.
— In the case of a Very Young customer:
make it clear that Saving money is cool
(every child wants to be cool)
Including a youth account and bank own welcoming gift.
Playfully: to the new / young generation
(your customers of the upcoming decades)
playfully teach them this Build Your Own Fortune program.
Make it simple and without difficult words.
First acquaintance with” loyal banking” for your customers:
Through the described paint the picture, arouse interest
and give explanations about actionsteps and the process.
Then: lay the foundation; through opening the necessary accounts
and handing over their starter kit.
Obviously make an appointment for the next month.
Starter kit” Your Fortune” or
starter kit” Build your fortune” contains :
book Build your fortune, written by Jasmin Hajro
a notebook and pen with bank logo on it.
The starter kit and contents of the program / process
can possibly be further extended by the bank.
You have now read The Life Buoy for the banks
or ‘Loyal Banking’’
The solution for your bank.
Good luck.
To use the system described
and steps in the book How to build your own fortune with simple steps (1st edition)
or book Build your Fortune (3rd edition)
& develop a suitable program for your bank,
with which you retain many jobs and create new ones …
Which helps you to serve your customers much better
and makes your profits grow…
You must buy a license from author Jasmin Hajro.
For contact go to www.hajrobv.nl
or email to j.hajro@hotmail.com
book
the Ultimate Winning Strategy
for entrepreneurs
“By the way, I started my first company in 2012.
I have made more than 700 sales since
1 September 2015 so far.
So I have a track record
in sales and business,
and I know what I’m talking about.”
““As you have probably already understood,
I earn my money by selling for my own company.
That’s my work.
The proceeds from my books go to charity.
I write from experience,
I write to help people move forward
in their lives and business”
book The Ultimate Winning Strategy for entrepreneurs
How do we measure success in business?
With monetary points, with earned euro’s or dollars.
What is a successful business?
Successful entrepreneurship =
selling a lot
We are therefore successfully running our business,
if we sell a lot.
So success in doing business = selling a lot
(many sales realized / many sales closed)
Because sales means profits.
So what is the Ultimate Winning Strategy in business?
First we start with the concept,
then you get 2 examples from real life
Have you noticed that supermarkets are open 7 days a week?
Supermarkets may be a less good example,
because we just have to eat and drink.
Have you been to the Esso gas station?
( Part of Exxon mobil corporation)
The Esso gas station has a shop with staff,
and is open 24 hours a day, 7 days a week.
And no, even if it seems that we need petrol,
the Esso could also have become a self-service gas station,
where you fill your tank and pay with a creditcard.
But the Esso has a shop with staff, 24/7.
What do the supermarkets do every day?
They make sales and profits.
Every day!
What does the Esso do every day and night?
The Esso makes sales day and night,
every day.
So the Esso makes profits,
every day and night of the year
The supermarkets and the Esso are successful
because they realize sales every day
and thus make profits every day.